Canada Mortgage and Housing Corporation (CMHC) Eco Plus Program offers a partial premium refund on your insurance premium. Effective June 20, 2022, CMHC’s Green Home program is now CMHC Eco Plus.
Eligibility Requirements
- Mortgage financing is insured by Canada Mortgage and Housing Corporation (“CMHC”).
- To qualify, your home must meet the eligible building standards and/or the EnerGuide and EnerGuide GJ ratings.
- To qualify, your home must have an energy efficiency certificate or meet energy efficiency or greenhouse gas targets.
- Properties awarded an eligible certificate and:
- Properties with tonnes/year GHG rating that fall within the top 15% of the housing stock in lowest GHG emissions rating.
- Properties with a gigajoules/year rating of at least 20% lower than “A Typical New House”
- You have paid your lending institution for the costs of CMHC mortgage loan insurance.
How to Apply
- Purchase or construct a new home built to eligible building standards OR Purchase an existing home and make energy efficiency improvements.
- Make sure you keep a copy of the final certificate from the list of eligible third-party certifications and/or EnerGuide label or EnerGuide Renovation Upgrade Report (RUR) for existing homes.
- Complete the application form and send the application form with your home’s energy certificate or report to either:
- Email: eemrefund@cmhc-schl.gc.ca
- Fax: 1 800 245-9274
- Or Mail: CMHC, 700 Montreal Road (Suite 1000), Ottawa, ON, K1A 0P7
- Allow at least 6 weeks for your application to be processed. If you are eligible for refund, a cheque will be mailed to you directly at the address you provided.
Deadlines
- Application must be submitted within 24 months of the closing date of the mortgage.
- Supporting energy efficiency documentation can be no more than 5 years old.
Other
- Check out our rebate search tool for other energy efficiency upgrades rebates.
- Did you see a building science or energy efficiency term you did not understand? Check out our glossary.
- By using, visiting, or browsing CleanBC and the Energy Coach service, you accept and agree to these Terms of Use.
Program Contact Information
- CMHC Contact Centre contactcentre@cmhc.ca 604-737-4035