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Canada Mortgage and Housing Corporation (CMHC) Eco Plus Program offers a partial premium refund on your insurance premium.  Effective June 20, 2022, CMHC’s Green Home program is now CMHC Eco Plus.

Eligibility Requirements

  • Mortgage financing is insured by Canada Mortgage and Housing Corporation (“CMHC”).
  • To qualify, your home must meet the eligible building standards and/or the EnerGuide and EnerGuide GJ ratings.
  • To qualify, your home must have an energy efficiency certificate or meet energy efficiency or greenhouse gas targets.
  • Properties awarded an eligible certificate and:
    • Properties with tonnes/year GHG rating that fall within the top 15% of the housing stock in lowest GHG emissions rating.
    • Properties with a gigajoules/year rating of at least 20% lower than “A Typical New House”
  • You have paid your lending institution for the costs of CMHC mortgage loan insurance.

How to Apply

  1. Purchase or construct a new home built to eligible building standards OR Purchase an existing home and make energy efficiency improvements.
  2. Make sure you keep a copy of the final certificate from the list of eligible third-party certifications and/or EnerGuide label or EnerGuide Renovation Upgrade Report (RUR) for existing homes.
  3. Complete the application form and send the application form with your home’s energy certificate or report to either:
  4. Allow at least 6 weeks for your application to be processed. If you are eligible for refund, a cheque will be mailed to you directly at the address you provided.


  • Application must be submitted within 24 months of the closing date of the mortgage.
  • Supporting energy efficiency documentation can be no more than 5 years old. 


  • Check out our rebate search tool for other energy efficiency upgrades rebates.
  • Did you see a building science or energy efficiency term you did not understand? Check out our glossary.
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Program Contact Information